Everyone wishes they woke up one day and they had the car of their dream sitting in the driveway. Well, it can work like that if you have the money for that car.
You can search used car lots in Houston or what we like to call buy here pay here car lots in Houston.
Buy here pay here is simple with bad credit auto loans
Buy here pay here car lots are the simplest way to own a car if you have bad credit because most of them don’t do credit checks for ownership of a used car.
But you won’t be boosting your credit score a ton because they usually don’t report your payments to anyone.
So in other words you’re doing a rent-to-own on a used car in Houston Texas. Not that bad it allows for you to own a car.
Most buy here pay here car lots in Houston require you to have a job of some kind that you’ll be able to afford the down payment on the used car and monthly payments after that.
The cut of for income is at $1,200 but some car dealers want you to have $1,500 and money for the down payment.
Now down payments can go as low as $99 for some used cars it all depends on what you’re currently looking at. Most buy here pay here car dealers in Houston want to get you in a car.
Before you try to buy here pay here in Houston Texas
But before you work a buy here pay here car lot in Houston, we recommend that you seek other options for auto financing in Houston Texas like credit unions.
Credit unions are usually the most flexible with down payments and interest rates, they seem to always have the lowest anywhere in the United States.