Now that 2018 is here its time to cash in on a car of your choose right? Sure if you have budget and a down payment in mind.
Which a lot of people that buy cars new or used cars in Atlanta don’t have either really they just head to the car dealer and trust the car sales man to give them the best deal that’s an okay plan if you have good credit.
It’s the bad credit people that get stuck with the high interest rates on new cars. But there is a easier way to save on the interest and that’s looking at used cars which are also pre-owned cars.
Not a bad idea you will have lower fees a car that is certified from the car dealership and has low miles on it and you didn’t pay a lot for it.
Now the only other thing to have in the game plan is the income and down payment for the used car. There are some ways to see what is best for you.
Know your credit score before you buy a used car
Check your credit score before talking to the car dealer or get pre-approved online. Now your credit is critical, and I will tell you why because auto lenders will be able to tell how high risk of a car buyer you are with your credit score and that can let your ability to get a high loan amount and a good rate.
But there is a way to work it out with the auto lender and that’s to have a large down payment for the car. $99 down for a used car in Atlanta is okay but you will want more if you have bad credit maybe $500 down for the used car in Atlanta.
Doing this will help take money off your monthly payment which will decrease the length of the auto loan.
There is buy here pay here car lots in Atlanta
If that doesn’t help you there is always buy here pay here car lots in Atlanta that can help you with a down payment for a used vehicle. But most buy here pay here don’t report to credit companies.