Skip to content

Auto Loans Bad Credit

If you have bad credit and need a car we have the auto loan options for you to get approved today and drive away happy.


rent to own cars in Chicago IllinoisRent to own cars in Chicago can be an option. The good thing about rent-to-own cars in Chicago Illinois is that everyone can get approved no matter their credit score.


How to find rent to own car dealer in Chicago Illinois


It can be hard to find a rent-to-own car dealership in Chicago IL when you have bad credit. But when you’re dealing with bad credit or no credit and need to get on the road quickly local Chicago rent-to-own car dealers can help you purchase a vehicle that makes sense for you.


Rent-to-own car dealers in Chicago are similar to buy here pay here car dealers in Chicago but you can own the vehicle at the end of your rent-to-own contract car yes this means that the vehicle you are renting is under a contract.


Unlike buy here pay here car lots in Chicago that ask for $500 down upfront and then you pay the bi-weekly payments. Rent-to-own car dealers will put a portion of the monthly payment towards ownership of the vehicle. This means that at the end of your contract the car dealership will offer you the option of owning the car.


But if you don’t decide to purchase the vehicle at the end of your rent-to-own car contract you might be liable for the costs or fees that come about.


Rent to own is a little like a lease but if you decide to buy the car you won’t have to pay all the fees like mileage fees. Rent-to-own car dealerships might not help you with your credit score so that is something to be aware of.


How rent to own car dealers work in Chicago Illinois


Rent-to-own car lots in Chicago might just ask you for a down payment and proof that you have income. We highly recommend that you read over the contract of your rent-to-own contract with the car dealership.


The upside, here is that at that we have a solution for every car buyer in Chicago, to get started all you have to do is fill out the auto loan form and see what you can get approved for with our Chicago area car dealerships. Some car dealers in Chicago will offer 30-45 month auto loans.

Looking for a low down payment car near you? Takes under two minutes to apply for auto financing. Get qualified today!