Skip to content

Auto Loans For Bad Credit

If you have bad credit and need a car we have the auto loan options for you to get approved today and drive away happy.

Statesville North CarolinaDo you need a new vehicle in North Carolina Bad credit No credit CLICK HERE

At times it can be hard for some people to secure an affordable car, that’s both new and used in Statesville North Carolina. But if you’re looking for a car that fits your needs online is the best place to start. Our specialty is in helping you find a car dealer for bad credit in Statesville North Carolina.


Seek out a car dealer in Statesville North Carolina


Really a car dealership in Statesville North Carolina wants to see what your income looks like and your credit score so they can work out the best interest rate for you with their auto lenders.

Now you can get a new or used car with bad credit or good credit. With a lower credit score, the car dealer might ask for a larger down payment and that’s standard with a lot of North Carolina car dealerships.

There are usually three things a car dealership will look for with a purchase of a vehicle and those are:

  • Proof of income of $1,800 or more
  • Down payment for the vehicle
  • The price range for the vehicle

You can add in your credit history too because that will allow the car dealer to find out if the auto lenders within the car dealership can finance you.

Most car dealerships in Statesville North Carolina can handle any auto financing and have a bad credit car loan option for buyers.

If they don’t you may want to seek out buy here pay here car dealers in the Statesville North Carolina area.

Some car dealers will also refer to themselves as 500 down car lots in Statesville North Carolina or low payment car lots in Statesville NC. These car lots can also be called no money down car lots in Statesville North Carolina.

Proof of income can help you secure an auto loan in Statesville North Carolina because to a dealership it means you can afford the vehicle of choice.

But also don’t forget the down payment options on the used vehicle or new one. Sometimes you can find buy here pay here Greensboro, NC $500 down used cars that make sense to buy.

If you’re looking for a specific car new or used in the area you will want to check out the dealership’s online inventory.

Used cars are normally cheaper for buyers and if you get one coming off a lease the better. Never buy a new car until you see if you can get a used car with the same features for a lower price.

Some auto dealers in Statesville North Carolina have used cars with $200 down payments, all the way down to $99 down car payments in Statesville NC.

But we do recommend that you have at least $500 or $1000 down for a down payment on a car. Dealers usually will either take $500 or $1,000 down or 10% of the value of the vehicle whichever is less.

Requirements for a car dealer in North Carolina


All car dealers in North Carolina have the same requirements which are:

  • At least $1,800 income
  • Down payment
  • Valid drivers license
  • Proof of residence

We will mention that it’s a good idea to know your credit score because most North Carolina car dealers will ask for it to help get you approved for auto financing.

Get help connected to a car dealership by filling out the online auto application.