So you want to know the easiest way to buy a car with no money down in Atlanta? It’s easy you have to make sure you have a good paying job and your credit is decent. If you can’t afford that there are other options out there to make it easier for you to purchase a car with the credit you do have and make manageable payments on your car.
Everyone wants to have manageable payments on their car and now is the time to do it. It’s a new year so that means a new you with a car that is in your budget. No down payments are nice but your interest rate is going to be high. So the more you can put down on the car the happier you might be that is all depending on if you can afford it or not.
Putting $700 down on a car that cost $13,000 might be a stretch but your payment will be $238 a month, but that is with 4% interest. If you can get a lower interest rate for a used car in Atlanta the better off you will be.
Ideally you want to get a car that has about 1.99% interest and put down maybe $500 and you will have a good monthly payment, but that all depends on your credit score. Good credit means you can get a good car loan rate and that will transfer into a good monthly payment.
But don’t be scared to start building your credit now, if you don’t start now you probably never will and if you have any questions there is always help for you in Atlanta, just ask.