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Auto Loans For New and Used Cars

If you have bad credit and need a car we have the auto loan options for you to get approved today and drive away happy.

Find Your Affordable Cars Near Me

Are you looking for sedans, trucks, or SUVS? We have a wide selection of new and used cars even if your credit score isn’t the best you can still get auto financing.

New Cars

Our network of car dealerships has a large selection of new cars.

Used Cars

We work with a ton of used car dealers to get you the best financing.

Auto Financing

Want to see what kind of auto loan you may qualify for near you?

Find Used Cars Online in Florida

Buying a reliable used car in Florida can feel overwhelming — especially if you have bad credit or a tight budget for a down payment. Luckily, we work with an extensive network of used car dealerships across Florida to help you find the best deals and affordable financing options, no matter your credit situation.

Whether you’re searching for a budget-friendly compact or a family SUV, we connect you with dealers offering low-down payment options and flexible financing. You don’t need perfect credit — just proof of income and a willingness to drive away in a dependable used vehicle.

Why Choose the Honda CR-V?

The Honda CR-V is Florida’s best-selling used SUV and one of the most sought-after used cars overall. Known for its spacious interior, excellent fuel economy, and top safety ratings, the CR-V checks all the boxes for families, commuters, and first-time buyers alike.

Because of its high demand, many Florida dealers stock a variety of CR-Vs in their used inventories — from newer lease returns to older well-maintained models. This popularity means you can find a dependable SUV that fits your budget, with many options under $15,000.

Serving Florida’s Most Underserved Zip Code: 33142

Zip code 33142 in Miami is one of the most underserved areas in Florida for used car inventory and affordable financing. Many residents face challenges securing traditional auto loans, making it harder to find good deals on used cars nearby.

We focus on helping buyers in 33142 by connecting them to dealerships that offer:

  • Low down payment options as low as $99
  • Buy Here Pay Here (BHPH) financing for bad or no credit
  • Flexible credit terms with lenders specializing in subprime loans

Used Car Dealers Across Florida

Our network spans the entire state, from Miami to Tampa, Orlando, and beyond. Here are some of the key cities where we help connect buyers to quality used car dealers:

  • Miami
  • Tampa
  • Orlando
  • Cape Coral
  • Clearwater
  • Lakeland
  • Gainesville
  • Hollywood
  • Miramar

Having access to multiple dealer locations means you can shop for the best price without having to travel too far or compromise on the car you want.

How to Shop Smart for Used Cars in Florida

Before jumping into your search, keep these tips in mind to save money and avoid surprises:

  • Check your credit score. Knowing your credit helps you understand your financing options.
  • Save for a down payment. Many dealers require anywhere from $99 to $1,000 down, but putting more down often improves your loan terms.
  • Research vehicle history. Use services like CARFAX or AutoCheck to verify accident and maintenance records.
  • Compare prices. Dealers vary in pricing, so check multiple listings within a 25-mile radius of your zip code.
  • Inspect the vehicle. Always test drive and have a mechanic inspect used cars before purchase.

Buy Here Pay Here Car Lots in Florida

Buy Here Pay Here (BHPH) lots provide an important option for buyers with bad credit or no credit history. These dealers finance you in-house, bypassing traditional lenders. Here’s what you need to know:

  • Down payments often start as low as $99 to $500
  • Payments are usually weekly or bi-weekly
  • Interest rates may be higher, but the path to rebuilding credit is real
  • These lots often carry cars priced under $15,000, including popular models like the Honda CR-V

If you’re struggling to get approved through a bank or credit union, BHPH is a viable alternative — just be sure to read the contract carefully and understand your payment schedule.

Used Car Financing with Bad Credit in Florida

Don’t let bad credit stop you from getting the vehicle you need. Many Florida dealerships offer specialized financing for buyers with credit challenges. Our partners can help you:

  • Get pre-qualified quickly online with minimal paperwork
  • Access subprime loans with flexible terms
  • Finance used vehicles priced from $5,000 to $15,000
  • Use your proof of income and residence to strengthen your application

Why Buy a Used Honda CR-V?

The Honda CR-V stands out because it offers a rare balance of affordability, dependability, and resale value — making it a smart choice for Florida’s used car buyers. Key reasons include:

  • Excellent fuel economy, helping you save on gas in a car-dependent state
  • Spacious cabin and cargo room for family, pets, and gear
  • Top safety scores from IIHS and NHTSA
  • Strong resale value, protecting your investment
  • Wide availability in used car lots statewide, including low-mileage lease returns

How to Start Your Car Search

Kick off your car buying journey with these simple steps:

  • Fill out a free pre-qualification form to see your financing options instantly
  • Browse available used cars in your zip code 33142 or neighboring areas
  • Schedule test drives or virtual walkthroughs with local dealers
  • Review loan offers and pick terms that fit your budget
  • Drive away in your used Honda CR-V or another SUV that suits your lifestyle

Cities and Zip Codes We Cover

Our partnerships cover a wide range of Florida’s major cities and surrounding zip codes. Popular service areas include:

  • Miami (including 33142, 33125, 33130)
  • Tampa (33602, 33603)
  • Orlando (32801, 32805)
  • Fort Lauderdale (33301, 33304)
  • Jacksonville (32206, 32207)
  • West Palm Beach (33401, 33405)

With coverage this broad, you’re sure to find dealers near you offering the best used car deals and financing.

Get Started: Your Used Car Awaits

There’s no better time than now to find a quality used car in Florida. Whether you want a quick $99 down payment deal or flexible financing tailored for your credit situation, our network makes it possible.

Start Your Florida Auto Loan Application

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