We all know that having bad credit can cause a lot of problems in life, and you might be asking what is the best way to get out of the jungle. Here are some good tips to help you get your good credit back for a cheap car in Metro Detroit.

How your credit score is determined is by these factors:

• 35% payment history
• 30% amount owed
• 15% credit length
• 10% new credit
• 10% credit type

The best way to get out of bad credit is to do this:

1. Stop collection calls
2. Remove inaccuracies
3. spread out credit card debt
4. keep the oldest account open
5. never be late on a payment

You can always find car loans in Grand Rapids or Flint with a low to no money down car payment with bad credit. But you will want to make sure there aren’t any other auto financing options in the Detroit area.