auto loans in metro detroit

When You Need A Ride Detroit Michigan But Have Bad Credit

Posted on by Car Genius

Used car lots in Detroit MIDo you need a ride? Try this, sharing one? Doesn’t sound as fun as owning your own car but you can do both if you really want to. There are many used car lots in Detroit Michigan that probably will help you buy a car right now.  Continue reading →

Bad Credit Survival Guide in Metro Detroit

Posted on by Car Genius

bad credit survivial in metro detroit for a carWe all know that having bad credit can cause a lot of problems in life, and you might be asking what is the best way to get out of the jungle. Here are some good tips to help you get your good credit back for a cheap car in Metro Detroit.

 

How your credit score is determined is by these factors:

  • 35% payment history
  • 30% amount owed
  • 15% credit length
  • 10% new credit
  • 10% credit type

The best way to get out of bad credit is to do this:

  1. Stop collection calls
  2. Remove inaccuracies
  3. spread out credit card debt
  4. keep oldest account open
  5. never be late on a payment